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	<title>Comments on: Banking and Credit Card Fees</title>
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	<link>http://www.discoverbuenosaires.com/banks-and-credit-cards</link>
	<description>Expat Life in Buenos Aires, Argentina</description>
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		<title>By: DaVe</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-1177</link>
		<dc:creator>DaVe</dc:creator>
		<pubDate>Wed, 17 Feb 2010 17:38:25 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-1177</guid>
		<description>Yes, Schwab has been refunding these fees with no limits per month.  You can use your ATM card at any machine too. </description>
		<content:encoded><![CDATA[<p>Yes, Schwab has been refunding these fees with no limits per month.  You can use your ATM card at any machine too.</p>
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		<title>By: Henry</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-1176</link>
		<dc:creator>Henry</dc:creator>
		<pubDate>Wed, 17 Feb 2010 13:17:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-1176</guid>
		<description>My experience is that Schwab has been refunding these new fees as well. As for where it can be used, it appears that it can be used at any ATM. </description>
		<content:encoded><![CDATA[<p>My experience is that Schwab has been refunding these new fees as well. As for where it can be used, it appears that it can be used at any ATM.</p>
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		<title>By: Dan</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-1175</link>
		<dc:creator>Dan</dc:creator>
		<pubDate>Tue, 16 Feb 2010 23:41:43 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-1175</guid>
		<description>I&#039;ve noticed that a few months ago, LINK ATMs locally started charging a withdrawal fee of almost 12 pesos per up to $1000, which are deducted directly from your account.  I have a savings account with State Farm Bank that also refunds ATM fees up to 10 dollars a month, but I was just wondering if the Schwab option refunds these new fees as well.  Also, where does Schwab allow you to use the ATM card?  Does it have to be a LINK ATM or any ATM?   
Thanks for a great post with lots of useful info. 
I will look into the Earth Class Mail as well. 
Thanks. 
Dan  </description>
		<content:encoded><![CDATA[<p>I&#039;ve noticed that a few months ago, LINK ATMs locally started charging a withdrawal fee of almost 12 pesos per up to $1000, which are deducted directly from your account.  I have a savings account with State Farm Bank that also refunds ATM fees up to 10 dollars a month, but I was just wondering if the Schwab option refunds these new fees as well.  Also, where does Schwab allow you to use the ATM card?  Does it have to be a LINK ATM or any ATM?<br />
Thanks for a great post with lots of useful info.<br />
I will look into the Earth Class Mail as well.<br />
Thanks.<br />
Dan</p>
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		<title>By: Henry</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-929</link>
		<dc:creator>Henry</dc:creator>
		<pubDate>Tue, 19 May 2009 23:09:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-929</guid>
		<description>Schwab&#039;s Even Better Than I Expected 
 
The Schwab checking account has been fantastic, allowing us fee-free access to our cash. Every time I talk to someone who gets hit with foreign exchange rates and local and home-bank ATM fees, I realize how great a gift our Schwab checking account has been. 
 
But it&#039;s even better than I had thought. Opening a Schwab checking account requires also opening a brokerage account  (no extra hassle or expense involved . . . you can leave it unfunded). I ignored it these last 10 months. But then I realized what I&#039;d been missing out on -- no fee, no load index funds that have, the industry&#039;s lowest (by far) expense ratios AND requirements for minimum balances/transactions. Better than everything else by a long shot. You can see what the hubbub is about here, on this Fatwallet Finance thread: &lt;a href=&quot;http://www.fatwallet.com/forums/finance/922659/&quot; target=&quot;_blank&quot;&gt;http://www.fatwallet.com/forums/finance/922659/&lt;/a&gt; </description>
		<content:encoded><![CDATA[<p>Schwab&#039;s Even Better Than I Expected </p>
<p>The Schwab checking account has been fantastic, allowing us fee-free access to our cash. Every time I talk to someone who gets hit with foreign exchange rates and local and home-bank ATM fees, I realize how great a gift our Schwab checking account has been. </p>
<p>But it&#039;s even better than I had thought. Opening a Schwab checking account requires also opening a brokerage account  (no extra hassle or expense involved . . . you can leave it unfunded). I ignored it these last 10 months. But then I realized what I&#039;d been missing out on &#8212; no fee, no load index funds that have, the industry&#039;s lowest (by far) expense ratios AND requirements for minimum balances/transactions. Better than everything else by a long shot. You can see what the hubbub is about here, on this Fatwallet Finance thread: <a href="http://www.fatwallet.com/forums/finance/922659/" target="_blank">http://www.fatwallet.com/forums/finance/922659/</a></p>
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		<title>By: DaVe</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-699</link>
		<dc:creator>DaVe</dc:creator>
		<pubDate>Wed, 25 Mar 2009 15:04:12 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-699</guid>
		<description>Glad you like the site! Schwab has been great and gives near the exchange rate. You could also bring dollars and convert them here. &lt;a href=&quot;http://www.dolarhoy.com&quot; target=&quot;_blank&quot;&gt;http://www.dolarhoy.com&lt;/a&gt; lists the exchange rate of all the major exchange places. </description>
		<content:encoded><![CDATA[<p>Glad you like the site! Schwab has been great and gives near the exchange rate. You could also bring dollars and convert them here. <a href="http://www.dolarhoy.com" target="_blank">http://www.dolarhoy.com</a> lists the exchange rate of all the major exchange places.</p>
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		<title>By: Heather</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-696</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Wed, 25 Mar 2009 01:47:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-696</guid>
		<description>I read more closely and realized that they usually don&#039;t. Thanks for such a great site! </description>
		<content:encoded><![CDATA[<p>I read more closely and realized that they usually don&#039;t. Thanks for such a great site!</p>
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		<title>By: Heather</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-695</link>
		<dc:creator>Heather</dc:creator>
		<pubDate>Wed, 25 Mar 2009 01:26:53 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-695</guid>
		<description>It&#039;s hard sorting through all the fees. Does Schwab have a percentage fee for converting dollars to pesos? 
thanks for the tip. We are traveling to B.A. in a couple of weeks. </description>
		<content:encoded><![CDATA[<p>It&#039;s hard sorting through all the fees. Does Schwab have a percentage fee for converting dollars to pesos?<br />
thanks for the tip. We are traveling to B.A. in a couple of weeks.</p>
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		<title>By: Katie</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-477</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Thu, 08 Jan 2009 04:03:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-477</guid>
		<description>Thanks for the link, Dave!</description>
		<content:encoded><![CDATA[<p>Thanks for the link, Dave!</p>
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		<title>By: DaVe</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-473</link>
		<dc:creator>DaVe</dc:creator>
		<pubDate>Tue, 06 Jan 2009 23:54:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-473</guid>
		<description>Katie - here is the link to sign up for their alerts:

http://travel.state.gov/travel/tips/registration/registration_1186.html</description>
		<content:encoded><![CDATA[<p>Katie &#8211; here is the link to sign up for their alerts:</p>
<p><a href="http://travel.state.gov/travel/tips/registration/registration_1186.html" rel="nofollow">http://travel.state.gov/travel/tips/registration/registration_1186.html</a></p>
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		<title>By: Katie</title>
		<link>http://www.discoverbuenosaires.com/banks-and-credit-cards/comment-page-1#comment-470</link>
		<dc:creator>Katie</dc:creator>
		<pubDate>Tue, 06 Jan 2009 03:45:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.discoverbuenosaires.com/?p=34#comment-470</guid>
		<description>Hi Dave and Mersal,

I noticed you referenced an expat newsletter produced by the U.S. Embassy in BsAs.  I found the newsletter on the embassy website but no way to sign up for it to be delivered by email.  I couldn&#039;t even find a way to notify the embassy that I&#039;ll be living in Argentina, although it&#039;s mentioned on the embassy&#039;s site.  Maybe I&#039;m blind.  Can you point the way?

Thanks!</description>
		<content:encoded><![CDATA[<p>Hi Dave and Mersal,</p>
<p>I noticed you referenced an expat newsletter produced by the U.S. Embassy in BsAs.  I found the newsletter on the embassy website but no way to sign up for it to be delivered by email.  I couldn&#8217;t even find a way to notify the embassy that I&#8217;ll be living in Argentina, although it&#8217;s mentioned on the embassy&#8217;s site.  Maybe I&#8217;m blind.  Can you point the way?</p>
<p>Thanks!</p>
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